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Affordable Housing FAQs

General Information

What is an Affordable Home?

Do I qualify for an affordable home?

Does the same income test apply to Part V Affordable Housing?

Are you eligible for mortgage allowance?

Can I get my mortgage from any Lending Agency?

Can I re-sell my 'Affordable Property'?

What types of affordable homes are available?

Who provides affordable homes?

How do I apply?

What happens once I apply?

What are my chances of being offered an affordable home?

How much is an affordable home?

Can I apply for an affordable home if I am not an Irish citizen?

Financing

What is a mortgage?

How much can I afford to borrow?

What about a deposit and savings?

Where can I get a mortgage for an affordable home?

How long can a mortgage last?

Will I have to pay stamp duty?

What about tax relief on my mortgage?

Do I need mortgage-protection insurance?

Am I entitled to other benefits?

Other Questions

Can I rent the property to another party?

What is the 'clawback'?

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