Local Authority Home Loan

The Local Authority Home Loan (LAHL) is available for people who are unable to obtain sufficient funding from commercial banks to purchase or build a home. The loan can be used both for new and second-hand properties, or to self-build.  

Further details of the Local Authority Home Loan, including eligibility criteria, can be found at:

Local Authority Home Loan Website  

How to apply for a Local Authority Home Loan:

Please note that applications are accepted by appointment only, and applicants must complete a Local Authority Home Loan application form and return it to Meath County Council Home Loans Section, Finance Department, Buvinda House, Dublin Road, Navan, Co. Meath C15 Y291.

Local Authority Purchase and Renovation Loan (LAPR)  

The Local Authority Purchase and Renovation Loan (LAPR)  is a Government backed mortgage and loan for the purchase and renovation of derelict and non-habitable homes that qualify for the Vacant Property Refurbishment Grant whether derelict, non-habitable or simply vacant.

If you wish to purchase and/or renovate a Vacant Property Refurbishment Grant eligible home but cannot get sufficient funding from commercial lenders you can apply to your local authority for a LAPR.

The amount  that you can borrow is dependent on the type of renovation work required and the end of works value of your home.

The 3 project types are

1. Vacant property and minor works
2. Vacant property and major works
3. Derelict (meaning renovation on a property eligible for VPRG Derelict Top-Up)

For further details of the Local Authority Home Loan, including eligibility criteria, can be found at:

Local Authority Purchase and Renovation Loan  

How to apply for Local Authority Purchase and Renovation Loan (LAPR):

Please note that applications are accepted by appointment only, and applicants must complete a Local Authority Purchase and Renovation Loan application form and return it to Meath County Council Home Loans Section, Finance Department, Buvinda House, Dublin Road, Navan, Co. Meath C15 Y291.

Contact us:

To discuss your loan application please contact Housing Loans Finance Section:

Contact Telephone Numbers:   046 9097420

Email:   loansfinance@meathcoco.ie